Home Loans

Home Loans

If you are looking at the house to call it home or want to put your step on a property ladder to become an investor, we have the latest tips and expertise to make it a reality for you.

To find out about buying or building a home or reviewing your existing home loan

Ways to get the deposit for your home:

First Home Buyers


FAQ’s for Home Loans

You need to be a New Zealand Resident or Citizen to be eligible to get a home loan. If you have 2 years of work permit and your spouse is a permanent resident or a citizen you could be eligible with a minimum 20% deposit. Please contact the team as lending criteria change from time to time.

You need to be contributing to your Kiwisaver for a minimum of 3 years continuously to be eligible. To know your eligibility you need to contact your Kiwisaver provider.

Please contact Housing New Zealand to know your eligibility.

Bank will require a registered valuation in two instances. Either you have less than 20% deposit or in case if you are buying a property off-plan or getting a home and land package.

Why Choose Us?

Why Choose 0800RACHNA For Your Loan Needs?​

Free Consultation